School and Child Care Centers

At Jowers-Sklar Insurance we have developed an exclusive insurance program for Child Care Centers and their unique needs. As members of the Georgia Child Care Association, we provide specialized insurance products for childcare centers all over Georgia and are qualified to help centers of all sizes. We are dedicated to your industry and offer a high level of expertise in all aspects of insuring your business. Our staff has the ability to identify those centers that are committed to providing the highest levels of professional care. The quality selection process and our knowledge of your industry has enabled us to tailor an insurance program for your specific needs.

The selection process is key to the success of any program. Therefore, we are targeting the highest quality insureds. In return, we can offer excellent coverage at attractive and competitive premiums.

Let us take a look at your program to see our we can help you!

Jowers-Sklar Available Coverages Include:


  • Real & Personal Property
  • Money & Securities
  • Business Income & Extra Expense
  • Signs
  • Employee Dishonesty
  • Electronic Data Equipment
  • System Breakdown Coverage


  • General Liability (up to $3 Million aggregate)
  • Medical Payments
  • Volunteers as Insureds
  • Abuse & Molestation
  • Umbrella Liability


  • Automobile Liability
  • Medical Payments
  • Physical Damage
  • Uninsured/Underinsured Motorist
  • Hired & Non-owned

Additional Policies Available

  • Student Accident Policies – $0 deductible primary or excess is optional
  • Directors & Officers Coverage
  • Worker’s Compensation

Risk Management/Loss Control
At Jowers-Sklar we have risk management specialists who understand the risks involved when dealing with children on a day-to-day basis. We understand your business. We have provided protection for many child care centers in the Southeast. Our experience in this industry will help you to identify exposures to loss faced by your operation. Once identified, we will work with you to control and reduce risks and potential problems before a loss occurs.

Qualified Coverage Means Savings
For those that qualify for our program, we have been able to provide a competitive market for your Property, General Liability, Automobile, Workers Compensation, Umbrella, Accident Medical and Business Interruption coverages at savings up to 20%, often with better coverage.

By answering a few simple questions, we can determine if you qualify for our program, and if you do, we will begin a full risk analysis of your center or school.

We look forward to providing you a competitive quotation for your school’s insurance needs.